/* Finanzverband Verbraucher Deutschland – Stile 1:1 aus dem Kundenpaket V11 (nicht umgestalten) */
.board-photo{width:180px;height:205px;object-fit:cover;object-position:center 30%;border-radius:12px}.profile-grid{display:grid;grid-template-columns:1.15fr .85fr;align-items:center;gap:56px}.profile-photo{width:100%;max-height:650px;object-fit:cover;object-position:center 22%;border-radius:18px}.profile-section{background:#f0f4f3}.backlink{display:inline-block;margin-bottom:28px;color:#315c70;font-size:14px;text-decoration:none;font-weight:650}.legal-section{padding:66px 0}.legal-section p{max-width:720px}.board .btn{margin-top:4px}.board-photo{display:block} @media(max-width:800px){.profile-grid{grid-template-columns:1fr;gap:25px}.profile-photo{max-height:480px}.board-photo{width:160px;height:185px}}

:root{--ink:#243c49;--muted:#62737b;--line:#e2e8e9;--bg:#fafbf9;--blue:#294e60;--soft:#eef3f3}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--bg);font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--ink);line-height:1.7}a{color:inherit}button{font:inherit;cursor:pointer}header{position:sticky;top:0;z-index:10;background:rgba(250,251,249,.96);border-bottom:1px solid var(--line);backdrop-filter:blur(12px)}.wrap{max-width:1120px;margin:auto;padding:0 28px}.head{min-height:78px;display:flex;align-items:center;justify-content:space-between;gap:24px}.brand{display:flex;align-items:center;gap:13px;text-decoration:none;line-height:1.15}.mark{height:42px;width:42px;display:grid;place-items:center;background:var(--ink);color:white;border-radius:10px;font-weight:750;letter-spacing:-2px}.brand strong{font-size:14px;letter-spacing:.055em}.brand small{display:block;font-size:11px;letter-spacing:.11em;margin-top:5px;color:var(--muted)}nav{display:flex;gap:26px;align-items:center}nav a{text-decoration:none;font-size:13px;font-weight:600;color:#455d67}nav a:hover,.link:hover{color:#07718a}.menu{display:none;border:1px solid var(--line);background:#fff;padding:7px 12px;border-radius:9px}.hero{padding:113px 0 98px;display:grid;grid-template-columns:1.1fr .9fr;gap:65px;align-items:center}.eyebrow{font-size:12px;font-weight:760;letter-spacing:.17em;text-transform:uppercase;color:#66828a}h1,h2,h3{line-height:1.18;letter-spacing:-.035em}h1{font-size:clamp(42px,5vw,68px);margin:18px 0 24px;max-width:650px}h2{font-size:clamp(30px,3.4vw,43px);margin:14px 0 20px}h3{font-size:21px;margin:0 0 12px}p{margin:0 0 18px;color:#506570}.lead{font-size:19px;max-width:600px}.btn{display:inline-flex;align-items:center;justify-content:center;padding:13px 21px;border-radius:9px;background:var(--ink);color:#fff;text-decoration:none;font-size:14px;font-weight:650;border:0}.btn.secondary{background:transparent;color:var(--ink);border:1px solid #bfd0d5}.cta{display:flex;gap:12px;flex-wrap:wrap;margin-top:29px}.hero-art{background:linear-gradient(145deg,#dce8e7,#f4f7f4);border-radius:18px;min-height:410px;padding:30px;display:flex;align-items:center;justify-content:center;border:1px solid #e2ebeb}.paper{background:white;border-radius:12px;padding:28px;width:85%;box-shadow:0 15px 35px #26435117;transform:rotate(-3deg)}.paper span{display:block;height:10px;background:#e7eeef;border-radius:10px;margin-bottom:14px}.paper span:nth-child(1){height:20px;width:62%;background:#294e60}.paper span:nth-child(3){width:83%}.paper span:nth-child(4){width:68%}.paper .plot{display:flex;align-items:flex-end;gap:12px;height:130px;margin-top:30px;border-bottom:2px solid #dbe5e6}.plot i{display:block;flex:1;background:#b8ccd0;border-radius:6px 6px 0 0}.plot i:nth-child(1){height:38%}.plot i:nth-child(2){height:62%}.plot i:nth-child(3){height:48%}.plot i:nth-child(4){height:83%;background:#294e60}.section{padding:93px 0;border-top:1px solid var(--line)}.intro{max-width:760px}.cards{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px;margin-top:37px}.card{background:#fff;border:1px solid var(--line);padding:29px;border-radius:13px}.num{font-size:12px;letter-spacing:.12em;color:#65818b;font-weight:700;margin-bottom:27px}.article-list{display:grid;grid-template-columns:1fr 1fr;gap:15px;margin-top:36px}.article{border:1px solid var(--line);background:white;border-radius:12px;overflow:hidden}.article summary{list-style:none;cursor:pointer;padding:22px 25px;font-weight:680;display:flex;justify-content:space-between;gap:10px}.article summary::-webkit-details-marker{display:none}.article summary::after{content:'+';font-size:23px;font-weight:400;line-height:1}.article[open] summary::after{content:'−'}.article .articlebody{border-top:1px solid var(--line);padding:22px 25px}.article .articlebody p{font-size:14px}.article .articlebody p:last-child{margin-bottom:0}.board{display:grid;grid-template-columns:180px 1fr;gap:35px;align-items:center;background:white;border:1px solid var(--line);border-radius:15px;padding:32px;margin-top:32px}.avatar{background:#e6eeee;border-radius:12px;aspect-ratio:1;display:flex;justify-content:center;align-items:center;color:#81999e;font-size:64px;font-weight:500}.board h3{font-size:28px}.tag{display:inline-block;background:var(--soft);padding:5px 11px;border-radius:6px;font-size:12px;font-weight:650;color:#4f6c76;margin:3px 0 15px}.notice{padding:20px 23px;border-left:3px solid #8ca7af;background:#f0f4f3;border-radius:4px;font-size:14px;color:#516873;margin-top:32px}.contact{max-width:700px}footer{padding:38px 0;background:#eaf0ef;border-top:1px solid #d8e4e3}.foot{display:flex;justify-content:space-between;gap:24px;align-items:center;flex-wrap:wrap;font-size:13px;color:#546b75}.foot a{margin-left:20px;text-decoration:none}.legal{max-width:750px;margin:45px auto;padding:35px;background:white;border:1px solid var(--line);border-radius:14px}.legal h1{font-size:32px}.legal h2{font-size:21px}.back{font-size:14px;text-decoration:none;display:inline-block;margin:30px 0}.hidden{display:none!important}.prelaunch{background:#f0f4f3;font-size:12px;padding:9px 15px;text-align:center;border-bottom:1px solid #dce6e5;color:#536b75}body.live .prelaunch{display:none}body.live .planned{display:none}.live-only{display:none}body.live .live-only{display:inline}body.live .draft-only{display:none}@media(max-width:800px){nav{display:none;position:absolute;top:78px;left:0;right:0;background:var(--bg);padding:24px;box-shadow:0 15px 20px #213c4414;flex-direction:column;align-items:flex-start}nav.open{display:flex}.menu{display:block}.hero{grid-template-columns:1fr;padding:70px 0;gap:30px}.hero-art{min-height:260px}.section{padding:65px 0}.cards,.article-list{grid-template-columns:1fr}.board{grid-template-columns:1fr}.avatar{width:140px}.wrap{padding:0 20px}.head{min-height:72px}nav{top:72px}.brand strong{font-size:12px}}

html{scroll-padding-top:102px}section[id]{scroll-margin-top:102px}
a:focus-visible,button:focus-visible,summary:focus-visible{outline:3px solid #1483a1;outline-offset:3px}
.btn:hover{background:#36586a;color:#fff}.btn.secondary:hover{background:#e9f0f1;color:var(--ink)}
.article summary:hover{background:#f4f7f7}.foot a:hover{text-decoration:underline}
@media(max-width:800px){html{scroll-padding-top:92px}section[id]{scroll-margin-top:92px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}}
.hero-art{padding:25px;background:linear-gradient(145deg,#eaf1f1,#f5f8f6)}.knowledge-card{width:100%;max-width:430px;background:#fff;border:1px solid #dce7e8;border-radius:15px;box-shadow:0 17px 40px #294e6010;padding:29px}.knowledge-head{display:flex;gap:10px;align-items:center;font-size:10px;letter-spacing:.13em;font-weight:800;color:#55717c}.knowledge-symbol{width:27px;height:27px;border-radius:50%;border:1.5px solid #78959d;color:#294e60;font-size:16px;font-family:Georgia,serif;display:grid;place-items:center;font-weight:bold}.knowledge-card h2{font-size:clamp(24px,2.2vw,29px);margin:15px 0 8px}.knowledge-intro{font-size:13px;line-height:1.6;margin-bottom:21px}.knowledge-steps{border-top:1px solid #e6ecec}.knowledge-step{display:grid;grid-template-columns:31px 1fr;gap:11px;padding:15px 0;border-bottom:1px solid #e6ecec;align-items:start}.step-no{font-size:12px;color:#789099;font-weight:800;letter-spacing:.05em;padding-top:2px}.knowledge-step strong{display:block;font-size:13px;line-height:1.4;font-weight:720;color:#243c49}.knowledge-step small{display:block;color:#62737b;font-size:12px;line-height:1.5;margin-top:3px}.knowledge-link{display:flex;justify-content:space-between;align-items:center;color:#294e60;font-size:13px;font-weight:750;text-decoration:none;padding-top:20px}.knowledge-link:hover{text-decoration:underline}.knowledge-link:focus-visible{outline:2px solid #294e60;outline-offset:5px}@media(max-width:800px){.hero-art{padding:16px}.knowledge-card{padding:22px}.knowledge-card h2{font-size:25px}}
/* Separate legal windows: closed until explicitly opened */
.legal-overlay[hidden]{display:none!important}
.legal-overlay{position:fixed;inset:0;z-index:10000;background:rgba(12,27,36,.73);display:flex;align-items:center;justify-content:center;padding:18px}
.legal-dialog{background:#fff;color:#24353e;width:min(760px,100%);max-height:min(88vh,850px);overflow:auto;overscroll-behavior:contain;border-radius:16px;box-shadow:0 25px 70px rgba(0,0,0,.28);outline:none}
.legal-dialog-header{position:sticky;top:0;z-index:1;background:#fff;display:flex;align-items:center;justify-content:space-between;padding:19px 24px 15px;border-bottom:1px solid #e2e8e9}
.legal-dialog-header h2{margin:0;font-size:clamp(22px,3vw,29px);line-height:1.2}
.legal-close{border:0;background:#e9eff1;color:#1a3746;border-radius:10px;cursor:pointer;display:grid;place-items:center;width:42px;height:42px;flex:0 0 auto;font-size:30px;line-height:1}
.legal-close:hover,.legal-close:focus-visible{background:#d6e4e9;outline:2px solid #507484;outline-offset:2px}
.legal-dialog-content{padding:23px 26px 30px}
.legal-dialog-content p{max-width:none;line-height:1.7}
.legal-dialog-content .notice{max-width:none}
body.legal-is-open{overflow:hidden}
@media(max-width:560px){.legal-overlay{padding:8px;align-items:center}.legal-dialog{max-height:94dvh;border-radius:12px}.legal-dialog-content{padding:18px}.legal-dialog-header{padding:13px 17px}}
.source-line{margin-top:1rem;padding-top:.8rem;border-top:1px solid #dce4e7;font-size:.89rem;line-height:1.55}.source-line a{color:#17577a;font-weight:600;text-decoration:underline;text-underline-offset:3px}.source-line a:focus-visible{outline:3px solid #0c689b;outline-offset:3px}
.sources-notice{font-size:.85rem;color:#566773;line-height:1.65;margin:1rem 0 1.5rem}
/* Nur das Vorstands-Profilfenster: alle übrigen Stile bleiben unverändert. */
.fvd-profile-overlay[hidden]{display:none!important}
.fvd-profile-overlay{position:fixed;inset:0;z-index:11000;overflow-y:auto;background:#f0f4f3;overscroll-behavior:contain}
.fvd-profile-overlay .profile-section{min-height:100vh;padding-top:95px;padding-bottom:95px;box-sizing:border-box}
.fvd-profile-close{position:fixed;right:22px;top:18px;z-index:11001;width:44px;height:44px;border:1px solid #c9d4d7;border-radius:50%;background:white;color:#233b47;font-size:30px;line-height:1;cursor:pointer}
.fvd-profile-close:hover,.fvd-profile-close:focus-visible{background:#e4edef;outline:2px solid #315c70;outline-offset:2px}
body.fvd-profile-open{overflow:hidden}
@media(max-width:800px){.fvd-profile-overlay .profile-section{padding-top:78px;padding-bottom:45px}.fvd-profile-close{right:12px;top:12px}}
/* Live-Fassung: ersetzt style="font-size:13px" (CSP erlaubt keine Inline-Stile) */
.fvd-klein{font-size:13px}